MDwise Marketplace Silver Plans

Silver offers the second lowest premium and has smaller out-of-pocket costs than bronze. You can get even lower out-of-pocket costs if you qualify for subsidies. 

If you qualify for cost sharing subsidies, you must choose a Silver plan to get the savings. If you qualify for these savings, you'll get the out-of-pocket savings benefits of a Gold plan for a Silver plan price. You can choose any category of plan, but you'll only get the cost sharing reductions if you enroll in a Silver plan. 

You can qualify for a lower monthly premium or out-of-pocket costs for services if your total household income is below 400 percent of the federal poverty level (FPL). View the FPL chart to see how it works based on family size and income level. Then go to the subsidy calculator to get an estimate of your eligibility for financial help and how much you could spend on health insurance.

We offer eight different Silver plans. To find out what plan you may qualify for, you will need to know your FPL level.

View the summaries of benefits and coverage for the following Silver Basic plans listed below:
 

 
If your income is between 100–250 percent of the FPL you will be eligible for cost-sharing subsidies. This reduces your out-of-pocket costs. 
 

 


View the summaries of benefits and coverage for the following Silver Plus plans listed below:
 

 
If your income is between 100–250 percent of the FPL you will be eligible for cost-sharing subsidies. This reduces your out-of-pocket costs. 
 

 


Need help with understanding terms such as copay and deductible?
Here is a list of terms you are likely to see as you review health insurance information.