POWER Account

A POWER Account is similar to a deductible. It is the amount you have to pay before the insurance company will cover the remaining costs.
POWER Accounts are funded in an amount equal to $1,100 for every HIP member. 
The POWER Account is funded through one or more of the following:  
MDwise POWER Account features include:
  • A member’s POWER Account is used to pay the first $1100 of HIP covered services. 
  • Preventive care services are not deducted from the POWER Account.
  • Members may not use their POWER Account to pay for ER copayments.

As a member of the Healthy Indiana Plan, there are special rules to follow. Once you are eligible for the Healthy Indiana Plan, you will get a letter that will let you know what your monthly contribution is. You must pay this each month.

Reminder: If you do not pay your monthly contribution, you will be disenrolled from the program. We will send you a statement each month to remind you. If you are disenrolled due to non-payment, you cannot re-enroll for 12 months and there will be a 25% penalty on the remaining balance with your POWER Account.

After you make your initial contribution, the Healthy Indiana Plan will add the State portion of the funds you will need to get health care services. This money will go into your POWER Account.